Long-tail Landing

Calculadora de Prestamo

/loan-calculator/25000/7.9/60/1.5/150

Installment loan estimate over 60 months with origination fee and early-payoff projection.

Updated: 20/2/2026, 22:03:48

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Loan principal

25.000,00 US$

Monthly payment

505,71 US$

Net disbursed

24.625,00 US$

Payoff with extra

3y 9m

Interest saved

1461,65 US$

Effective annual rate

8,88%

Snapshot

  • Origination fee (1,50%): 375,00 US$
  • Baseline interest: 5342,85 US$
  • Baseline total cost (incl. fee): 30.717,85 US$
  • Total financing cost: 6092,85 US$
  • Baseline payoff: 5y 0m
  • Time saved: 15 months
  • Cashflow-derived annualized rate: 8,88%

Amortization Schedule (Accelerated)

MonthPaymentPrincipalInterestBalance
1655,71
491,13
164,5824.508,87
2655,71
494,36
161,3524.014,50
3655,71
497,62
158,1023.516,89
4655,71
500,89
154,8223.015,99
5655,71
504,19
151,5222.511,80
6655,71
507,51
148,2022.004,29
7655,71
510,85
144,8621.493,43
8655,71
514,22
141,5020.979,22
9655,71
517,60
138,1120.461,62
10655,71
521,01
134,7119.940,61
11655,71
524,44
131,2819.416,17
12655,71
527,89
127,8218.888,28
13655,71
531,37
124,3518.356,91
14655,71
534,86
120,8517.822,05
15655,71
538,39
117,3317.283,66
16655,71
541,93
113,7816.741,73
17655,71
545,50
110,2216.196,24
18655,71
549,09
106,6315.647,15
19655,71
552,70
103,0115.094,44
20655,71
556,34
99,3714.538,10
21655,71
560,01
95,7113.978,09
22655,71
563,69
92,0213.414,40
23655,71
567,40
88,3112.847,00
24655,71
571,14
84,5812.275,86
25655,71
574,90
80,8211.700,96
26655,71
578,68
77,0311.122,28
27655,71
582,49
73,2210.539,79
28655,71
586,33
69,399953,46
29655,71
590,19
65,539363,27
30655,71
594,07
61,648769,20
31655,71
597,98
57,738171,22
32655,71
601,92
53,797569,30
33655,71
605,88
49,836963,41
34655,71
609,87
45,846353,54
35655,71
613,89
41,835739,66
36655,71
617,93
37,795121,73
37655,71
622,00
33,724499,73
38655,71
626,09
29,623873,64
39655,71
630,21
25,503243,43
40655,71
634,36
21,352609,07
41655,71
638,54
17,181970,53
42655,71
642,74
12,971327,79
43655,71
646,97
8,74680,81
44655,71
651,23
4,4829,58
4529,78
29,58
0,190,00

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