Loan principal
US$ 25.000,00
Long-tail Landing
Calculadora de Emprestimo
/loan-calculator/25000/7.9/60/1.5/150
Installment loan estimate over 60 months with origination fee and early-payoff projection.
Updated: 20/02/2026, 22:03:48
Tool Controls
Configure advanced parameters and run full calculations.
Quick scenarios
Open ready-made scenarios with one click.
Monthly payment
US$ 505,71
Net disbursed
US$ 24.625,00
Payoff with extra
3y 9m
Interest saved
US$ 1.461,65
Effective annual rate
8,88%
Snapshot
- Origination fee (1,50%): US$ 375,00
- Baseline interest: US$ 5.342,85
- Baseline total cost (incl. fee): US$ 30.717,85
- Total financing cost: US$ 6.092,85
- Baseline payoff: 5y 0m
- Time saved: 15 months
- Cashflow-derived annualized rate: 8,88%
Amortization Schedule (Accelerated)
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | 655,71 | 491,13 | 164,58 | 24.508,87 |
| 2 | 655,71 | 494,36 | 161,35 | 24.014,50 |
| 3 | 655,71 | 497,62 | 158,10 | 23.516,89 |
| 4 | 655,71 | 500,89 | 154,82 | 23.015,99 |
| 5 | 655,71 | 504,19 | 151,52 | 22.511,80 |
| 6 | 655,71 | 507,51 | 148,20 | 22.004,29 |
| 7 | 655,71 | 510,85 | 144,86 | 21.493,43 |
| 8 | 655,71 | 514,22 | 141,50 | 20.979,22 |
| 9 | 655,71 | 517,60 | 138,11 | 20.461,62 |
| 10 | 655,71 | 521,01 | 134,71 | 19.940,61 |
| 11 | 655,71 | 524,44 | 131,28 | 19.416,17 |
| 12 | 655,71 | 527,89 | 127,82 | 18.888,28 |
| 13 | 655,71 | 531,37 | 124,35 | 18.356,91 |
| 14 | 655,71 | 534,86 | 120,85 | 17.822,05 |
| 15 | 655,71 | 538,39 | 117,33 | 17.283,66 |
| 16 | 655,71 | 541,93 | 113,78 | 16.741,73 |
| 17 | 655,71 | 545,50 | 110,22 | 16.196,24 |
| 18 | 655,71 | 549,09 | 106,63 | 15.647,15 |
| 19 | 655,71 | 552,70 | 103,01 | 15.094,44 |
| 20 | 655,71 | 556,34 | 99,37 | 14.538,10 |
| 21 | 655,71 | 560,01 | 95,71 | 13.978,09 |
| 22 | 655,71 | 563,69 | 92,02 | 13.414,40 |
| 23 | 655,71 | 567,40 | 88,31 | 12.847,00 |
| 24 | 655,71 | 571,14 | 84,58 | 12.275,86 |
| 25 | 655,71 | 574,90 | 80,82 | 11.700,96 |
| 26 | 655,71 | 578,68 | 77,03 | 11.122,28 |
| 27 | 655,71 | 582,49 | 73,22 | 10.539,79 |
| 28 | 655,71 | 586,33 | 69,39 | 9.953,46 |
| 29 | 655,71 | 590,19 | 65,53 | 9.363,27 |
| 30 | 655,71 | 594,07 | 61,64 | 8.769,20 |
| 31 | 655,71 | 597,98 | 57,73 | 8.171,22 |
| 32 | 655,71 | 601,92 | 53,79 | 7.569,30 |
| 33 | 655,71 | 605,88 | 49,83 | 6.963,41 |
| 34 | 655,71 | 609,87 | 45,84 | 6.353,54 |
| 35 | 655,71 | 613,89 | 41,83 | 5.739,66 |
| 36 | 655,71 | 617,93 | 37,79 | 5.121,73 |
| 37 | 655,71 | 622,00 | 33,72 | 4.499,73 |
| 38 | 655,71 | 626,09 | 29,62 | 3.873,64 |
| 39 | 655,71 | 630,21 | 25,50 | 3.243,43 |
| 40 | 655,71 | 634,36 | 21,35 | 2.609,07 |
| 41 | 655,71 | 638,54 | 17,18 | 1.970,53 |
| 42 | 655,71 | 642,74 | 12,97 | 1.327,79 |
| 43 | 655,71 | 646,97 | 8,74 | 680,81 |
| 44 | 655,71 | 651,23 | 4,48 | 29,58 |
| 45 | 29,78 | 29,58 | 0,19 | 0,00 |