Long-tail Landing

Hypothekenrechner

/mortgage-calculator/500000/20/6.5/30/1.2/1200/250/0

Mortgage estimate for a 500.000,00 $ property over 30 years with escrow and early-payoff analysis.

Updated: 20.2.2026, 22:12:59

Tool Controls

Configure advanced parameters and run full calculations.

Quick scenarios

Open ready-made scenarios with one click.

Loan amount

400.000,00 $

Monthly P&I

2.528,27 $

Escrow + HOA / mo

850,00 $

Full housing cost / mo

3.378,27 $

Payoff term

30y 0m

Interest saved

0,00 $

Snapshot

  • Down payment (20,00%): 100.000,00 $
  • LTV ratio: 80,00%
  • Property tax monthly (1,20%): 500,00 $
  • Insurance monthly: 100,00 $
  • Baseline payoff: 30y 0m
  • Time saved: 0 months
  • Baseline interest: 510.177,95 $
  • Interest with extra payments: 510.177,95 $

Amortization Schedule (Accelerated)

MonthPaymentPrincipalInterestBalance
12.528,27
361,61
2.166,67399.638,39
22.528,27
363,56
2.164,71399.274,83
32.528,27
365,53
2.162,74398.909,30
42.528,27
367,51
2.160,76398.541,78
52.528,27
369,50
2.158,77398.172,28
62.528,27
371,51
2.156,77397.800,77
72.528,27
373,52
2.154,75397.427,26
82.528,27
375,54
2.152,73397.051,71
92.528,27
377,58
2.150,70396.674,14
102.528,27
379,62
2.148,65396.294,52
112.528,27
381,68
2.146,60395.912,84
122.528,27
383,74
2.144,53395.529,10
132.528,27
385,82
2.142,45395.143,28
142.528,27
387,91
2.140,36394.755,36
152.528,27
390,01
2.138,26394.365,35
162.528,27
392,13
2.136,15393.973,22
172.528,27
394,25
2.134,02393.578,97
182.528,27
396,39
2.131,89393.182,59
192.528,27
398,53
2.129,74392.784,05
202.528,27
400,69
2.127,58392.383,36
212.528,27
402,86
2.125,41391.980,50
222.528,27
405,04
2.123,23391.575,45
232.528,27
407,24
2.121,03391.168,22
242.528,27
409,44
2.118,83390.758,77
252.528,27
411,66
2.116,61390.347,11
262.528,27
413,89
2.114,38389.933,22
272.528,27
416,13
2.112,14389.517,08
282.528,27
418,39
2.109,88389.098,70
292.528,27
420,65
2.107,62388.678,04
302.528,27
422,93
2.105,34388.255,11
312.528,27
425,22
2.103,05387.829,89
322.528,27
427,53
2.100,75387.402,36
332.528,27
429,84
2.098,43386.972,52
342.528,27
432,17
2.096,10386.540,35
352.528,27
434,51
2.093,76386.105,83
362.528,27
436,87
2.091,41385.668,97
372.528,27
439,23
2.089,04385.229,74
382.528,27
441,61
2.086,66384.788,12
392.528,27
444,00
2.084,27384.344,12
402.528,27
446,41
2.081,86383.897,71
412.528,27
448,83
2.079,45383.448,89
422.528,27
451,26
2.077,01382.997,63
432.528,27
453,70
2.074,57382.543,93
442.528,27
456,16
2.072,11382.087,77
452.528,27
458,63
2.069,64381.629,14
462.528,27
461,11
2.067,16381.168,03
472.528,27
463,61
2.064,66380.704,41
482.528,27
466,12
2.062,15380.238,29
492.528,27
468,65
2.059,62379.769,64
502.528,27
471,19
2.057,09379.298,46
512.528,27
473,74
2.054,53378.824,72
522.528,27
476,30
2.051,97378.348,41
532.528,27
478,88
2.049,39377.869,53
542.528,27
481,48
2.046,79377.388,05
552.528,27
484,09
2.044,19376.903,96
562.528,27
486,71
2.041,56376.417,25
572.528,27
489,35
2.038,93375.927,91
582.528,27
492,00
2.036,28375.435,91
592.528,27
494,66
2.033,61374.941,25
602.528,27
497,34
2.030,93374.443,91
Showing first and last rows. Hidden rows: 240.
3012.528,27
1.828,35
699,92127.388,30
3022.528,27
1.838,25
690,02125.550,05
3032.528,27
1.848,21
680,06123.701,84
3042.528,27
1.858,22
670,05121.843,62
3052.528,27
1.868,29
659,99119.975,33
3062.528,27
1.878,41
649,87118.096,93
3072.528,27
1.888,58
639,69116.208,35
3082.528,27
1.898,81
629,46114.309,54
3092.528,27
1.909,10
619,18112.400,44
3102.528,27
1.919,44
608,84110.481,00
3112.528,27
1.929,83
598,44108.551,17
3122.528,27
1.940,29
587,99106.610,88
3132.528,27
1.950,80
577,48104.660,09
3142.528,27
1.961,36
566,91102.698,72
3152.528,27
1.971,99
556,28100.726,74
3162.528,27
1.982,67
545,6098.744,07
3172.528,27
1.993,41
534,8696.750,66
3182.528,27
2.004,21
524,0794.746,45
3192.528,27
2.015,06
513,2192.731,39
3202.528,27
2.025,98
502,3090.705,41
3212.528,27
2.036,95
491,3288.668,46
3222.528,27
2.047,98
480,2986.620,48
3232.528,27
2.059,08
469,1984.561,40
3242.528,27
2.070,23
458,0482.491,17
3252.528,27
2.081,44
446,8380.409,72
3262.528,27
2.092,72
435,5578.317,01
3272.528,27
2.104,05
424,2276.212,95
3282.528,27
2.115,45
412,8274.097,50
3292.528,27
2.126,91
401,3671.970,59
3302.528,27
2.138,43
389,8469.832,16
3312.528,27
2.150,01
378,2667.682,14
3322.528,27
2.161,66
366,6165.520,48
3332.528,27
2.173,37
354,9063.347,11
3342.528,27
2.185,14
343,1361.161,97
3352.528,27
2.196,98
331,2958.964,99
3362.528,27
2.208,88
319,3956.756,11
3372.528,27
2.220,84
307,4354.535,27
3382.528,27
2.232,87
295,4052.302,40
3392.528,27
2.244,97
283,3050.057,43
3402.528,27
2.257,13
271,1447.800,30
3412.528,27
2.269,35
258,9245.530,95
3422.528,27
2.281,65
246,6343.249,30
3432.528,27
2.294,01
234,2740.955,30
3442.528,27
2.306,43
221,8438.648,87
3452.528,27
2.318,92
209,3536.329,94
3462.528,27
2.331,48
196,7933.998,46
3472.528,27
2.344,11
184,1631.654,34
3482.528,27
2.356,81
171,4629.297,53
3492.528,27
2.369,58
158,6926.927,96
3502.528,27
2.382,41
145,8624.545,54
3512.528,27
2.395,32
132,9622.150,23
3522.528,27
2.408,29
119,9819.741,93
3532.528,27
2.421,34
106,9417.320,60
3542.528,27
2.434,45
93,8214.886,15
3552.528,27
2.447,64
80,6312.438,51
3562.528,27
2.460,90
67,389.977,61
3572.528,27
2.474,23
54,057.503,38
3582.528,27
2.487,63
40,645.015,75
3592.528,27
2.501,10
27,172.514,65
3602.528,27
2.514,65
13,620,00

We use cookies for analytics. Privacy Policy You can accept or decline non-essential tracking.