Long-tail Landing

Calculateur d'Hypotheque

/mortgage-calculator/350000/10/5.4/25/1/900/100/200

Mortgage estimate for a 350 000,00 $US property over 25 years with escrow and early-payoff analysis.

Updated: 20/02/2026 22:05:24

Tool Controls

Configure advanced parameters and run full calculations.

Quick scenarios

Open ready-made scenarios with one click.

Loan amount

315 000,00 $US

Monthly P&I

1 915,61 $US

Escrow + HOA / mo

466,67 $US

Full housing cost / mo

2 582,28 $US

Payoff term

20y 7m

Interest saved

52 260,87 $US

Snapshot

  • Down payment (10,00%): 35 000,00 $US
  • LTV ratio: 90,00%
  • Property tax monthly (1,00%): 291,67 $US
  • Insurance monthly: 75,00 $US
  • Baseline payoff: 25y 0m
  • Time saved: 53 months
  • Baseline interest: 259 682,77 $US
  • Interest with extra payments: 207 421,90 $US

Amortization Schedule (Accelerated)

MonthPaymentPrincipalInterestBalance
12 115,61
698,11
1 417,50314 301,89
22 115,61
701,25
1 414,36313 600,64
32 115,61
704,41
1 411,20312 896,23
42 115,61
707,58
1 408,03312 188,66
52 115,61
710,76
1 404,85311 477,90
62 115,61
713,96
1 401,65310 763,94
72 115,61
717,17
1 398,44310 046,77
82 115,61
720,40
1 395,21309 326,37
92 115,61
723,64
1 391,97308 602,73
102 115,61
726,90
1 388,71307 875,83
112 115,61
730,17
1 385,44307 145,66
122 115,61
733,45
1 382,16306 412,21
132 115,61
736,75
1 378,85305 675,45
142 115,61
740,07
1 375,54304 935,38
152 115,61
743,40
1 372,21304 191,98
162 115,61
746,75
1 368,86303 445,24
172 115,61
750,11
1 365,50302 695,13
182 115,61
753,48
1 362,13301 941,65
192 115,61
756,87
1 358,74301 184,78
202 115,61
760,28
1 355,33300 424,50
212 115,61
763,70
1 351,91299 660,80
222 115,61
767,14
1 348,47298 893,67
232 115,61
770,59
1 345,02298 123,08
242 115,61
774,06
1 341,55297 349,03
252 115,61
777,54
1 338,07296 571,49
262 115,61
781,04
1 334,57295 790,45
272 115,61
784,55
1 331,06295 005,90
282 115,61
788,08
1 327,53294 217,81
292 115,61
791,63
1 323,98293 426,19
302 115,61
795,19
1 320,42292 630,99
312 115,61
798,77
1 316,84291 832,22
322 115,61
802,36
1 313,25291 029,86
332 115,61
805,97
1 309,63290 223,89
342 115,61
809,60
1 306,01289 414,28
352 115,61
813,24
1 302,36288 601,04
362 115,61
816,90
1 298,70287 784,13
372 115,61
820,58
1 295,03286 963,55
382 115,61
824,27
1 291,34286 139,28
392 115,61
827,98
1 287,63285 311,30
402 115,61
831,71
1 283,90284 479,59
412 115,61
835,45
1 280,16283 644,14
422 115,61
839,21
1 276,40282 804,93
432 115,61
842,99
1 272,62281 961,94
442 115,61
846,78
1 268,83281 115,16
452 115,61
850,59
1 265,02280 264,57
462 115,61
854,42
1 261,19279 410,15
472 115,61
858,26
1 257,35278 551,89
482 115,61
862,13
1 253,48277 689,76
492 115,61
866,01
1 249,60276 823,76
502 115,61
869,90
1 245,71275 953,85
512 115,61
873,82
1 241,79275 080,04
522 115,61
877,75
1 237,86274 202,29
532 115,61
881,70
1 233,91273 320,59
542 115,61
885,67
1 229,94272 434,92
552 115,61
889,65
1 225,96271 545,27
562 115,61
893,66
1 221,95270 651,61
572 115,61
897,68
1 217,93269 753,94
582 115,61
901,72
1 213,89268 852,22
592 115,61
905,77
1 209,83267 946,45
602 115,61
909,85
1 205,76267 036,60
Showing first and last rows. Hidden rows: 127.
1882 115,61
1 616,45
499,16109 307,75
1892 115,61
1 623,72
491,88107 684,02
1902 115,61
1 631,03
484,58106 052,99
1912 115,61
1 638,37
477,24104 414,62
1922 115,61
1 645,74
469,87102 768,88
1932 115,61
1 653,15
462,46101 115,73
1942 115,61
1 660,59
455,0299 455,14
1952 115,61
1 668,06
447,5597 787,08
1962 115,61
1 675,57
440,0496 111,51
1972 115,61
1 683,11
432,5094 428,40
1982 115,61
1 690,68
424,9392 737,72
1992 115,61
1 698,29
417,3291 039,43
2002 115,61
1 705,93
409,6889 333,50
2012 115,61
1 713,61
402,0087 619,89
2022 115,61
1 721,32
394,2985 898,57
2032 115,61
1 729,07
386,5484 169,51
2042 115,61
1 736,85
378,7682 432,66
2052 115,61
1 744,66
370,9580 688,00
2062 115,61
1 752,51
363,1078 935,49
2072 115,61
1 760,40
355,2177 175,09
2082 115,61
1 768,32
347,2975 406,77
2092 115,61
1 776,28
339,3373 630,49
2102 115,61
1 784,27
331,3471 846,21
2112 115,61
1 792,30
323,3170 053,91
2122 115,61
1 800,37
315,2468 253,55
2132 115,61
1 808,47
307,1466 445,08
2142 115,61
1 816,61
299,0064 628,47
2152 115,61
1 824,78
290,8362 803,69
2162 115,61
1 832,99
282,6260 970,70
2172 115,61
1 841,24
274,3759 129,46
2182 115,61
1 849,53
266,0857 279,93
2192 115,61
1 857,85
257,7655 422,08
2202 115,61
1 866,21
249,4053 555,87
2212 115,61
1 874,61
241,0051 681,26
2222 115,61
1 883,04
232,5749 798,22
2232 115,61
1 891,52
224,0947 906,70
2242 115,61
1 900,03
215,5846 006,67
2252 115,61
1 908,58
207,0344 098,09
2262 115,61
1 917,17
198,4442 180,93
2272 115,61
1 925,80
189,8140 255,13
2282 115,61
1 934,46
181,1538 320,67
2292 115,61
1 943,17
172,4436 377,50
2302 115,61
1 951,91
163,7034 425,59
2312 115,61
1 960,69
154,9232 464,90
2322 115,61
1 969,52
146,0930 495,38
2332 115,61
1 978,38
137,2328 517,00
2342 115,61
1 987,28
128,3326 529,72
2352 115,61
1 996,23
119,3824 533,49
2362 115,61
2 005,21
110,4022 528,29
2372 115,61
2 014,23
101,3820 514,05
2382 115,61
2 023,30
92,3118 490,76
2392 115,61
2 032,40
83,2116 458,36
2402 115,61
2 041,55
74,0614 416,81
2412 115,61
2 050,73
64,8812 366,08
2422 115,61
2 059,96
55,6510 306,11
2432 115,61
2 069,23
46,388 236,88
2442 115,61
2 078,54
37,076 158,34
2452 115,61
2 087,90
27,714 070,44
2462 115,61
2 097,29
18,321 973,15
2471 982,03
1 973,15
8,880,00

We use cookies for analytics. Privacy Policy You can accept or decline non-essential tracking.